Most riders heading to Japan's mountains assume they're covered. They booked the flights, packed the gear, and somewhere in the back of their mind, they remember that their credit card comes with travel insurance. That feels like enough. It almost certainly isn't — at least not for backcountry or off-piste riding in Japan. This article breaks down exactly where credit card travel insurance falls short in Japan's mountains, and what to check before you assume you're protected. What Credit Card Travel Insurance Actually Covers Credit card travel insurance is a genuine benefit — for specific situations. Lost luggage, cancelled flights, ...